Economics Posts

The Value of Cash Flow Modelling in Wealth Management

First things first, what actually is a cash flow model? Well, a cash flow model is a detailed picture of a clients’ assets, investments, debts, income and expenditure, which are projected forward, year by year, using assumed rates of growth, income, inflation, wage rises and interest rates.

Read more

4 Financial New Year’s Resolutions

It’s a brand-new year, and it’s traditional to make resolutions. After the Christmas break many of us find our bank balances suffering slightly due to shopping as well as eating and drinking. Financial resolutions can help to structure spending and help plan the year – or possibly even further ahead, effectively.

Read more

10 Tips for Saving at Christmas

Christmas – the most wonderful time of the year! However, it can also be the most expensive time of the year, between eating out, buying presents and travelling to see family. We’ve put together ten little tips to help make the money go further this festive season.

Read more

An Introduction to Employee Benefits

Simply put, employment benefits are additional forms of compensation offered by employers on top of a normal salary. These become more and more important as companies compete globally for the best talent, making these benefits essential to most organisations’ reward strategy.

Read more

A Financial Planner’s Frequently Asked Questions

If you have never consulted with a Financial Planner, you may not know what to expect, which is why we have endeavoured to answer some of our client’s most frequently asked questions here.

Read more

Everything you Need to Know About the Spring Statement 2019

On Wednesday 13th March, the Chancellor laid out the Spring Statement for 2019 before Parliament. This is an annual occurrence and provides an opportunity for the Chancellor to update on the overall health of the economy and the Office for Budget Responsibility’s (OBR) forecasts for the growth and the public finances. 

Read more

What’s Happened to Bitcoin Since the Surge Earlier This Year?

The rise of cryptocurrency has revolutionised the way we view both banking and investment. It remains largely unregulated and beyond the scope of mainstream investment portfolios. And yet its influence has been felt by everyone.

Read more

Top Tips for Saving Money on Your Holiday

The first balmy days of summer bring with them the promise of holidays. Is there anything more wonderful than that word? Holidays. Even uttering it conjures up images of sunset cocktails, tan lines and carefree laughter.

Read more

An Overview of the Autumn Budget 2017

On 22nd November, the Chancellor of the Exchequer, Philip Hammond, announced his 2017 Autumn Budget statement to the House of Commons. The release of the budget is usually greeted with a degree of trepidation as big institutions and individuals respond to the inevitable changes.

Read more

Are You Prepared for Investment Market Volatility?

With the recent weakness in equity markets for UK investors and an increase in bond yields, we at gpfm financial planners thought it would be of great help to share some professional thoughts.

Read more

Sign up to our newsletter