Inheritance Tax: What is it and How Can it Affect You?
You may have heard of Inheritance Tax (IHT) but do you know whether or not you or your family will be affected by it? We have produced a simple guide to explain exactly what this tax entails and if it is relevant to you. What is it? Simply put, IHT is a tax on […]
Retirement Planning: A Checklist
Retirement should be a time of relaxation and happiness after years spent on families and careers. Whether you want to travel, settle down or embark on a new endeavour, planning is essential to a successful retirement. We have put together a checklist of things to make sure you are prepared no matter what comes your […]
The Pros of Long Term Equity Investment
In the midst of Brexit and the appointment of a new Prime Minister, there is an inevitable air of uncertainty in the UK.
Independent Review Calls for Inheritance Tax Revision
Inheritance Tax (or IHT) is the tax owed on the estate (the property, money and possessions) of a person who has died. You can find out more about who needs to pay this tax and how much it is here* but one of the most important facts about IHT is the seven-year rule.
A Guide to Different Types of Credit Cards
Credit cards are a common financial product used by a large portion of the adult population. However, there are many different types out there, so we have put together a brief guide to help navigate the complex world of credit cards.
Government Boost to Retirement Savings
Written by Amy MacKinnon, BA (Hons), FPFS – Financial Planner Most individuals will have a pension, however, a lot of people saving for retirement may not have considered the use of a Lifetime ISA (LISA) alongside their pension to increase their savings.
How to Pay and Save for Living Expenses at University
Tuition fees in the UK famously and controversially rose in 2010 from a cap of £3,225 to one of £9,000. This sparked protests around the country but to no avail as a judicial review against the raised fees failed in 2012 and those starting university that September faced the new fee system.
4 More Inspiring Hertfordshire Charities
At gpfm, we have always advocated supporting our community and our local charities.
University Fees and How to Repay Them
Written by Amy MacKinnon. In light of the recent landmark review* commissioned by the government regarding tuition fees, we have produced a short guide to how they currently work, as well as some assumptions on the amounts that could be paid back over a graduate’s employed future.
How a Lifetime ISA Can Help You Save for a House
Getting your foot onto the housing ladder can seem like a Herculean task, considering property prices, the economic climate and an impending and uncertain Brexit. However, there are some accounts that are specifically engineered to lend a helping hand; one such account is a Lifetime ISA (individual savings account).
Gerald Pepper Financial Management Limited Registered in England and Wales No. 4179541
2nd Floor, Hanscombe House, 52A St Andrew Street, Hertford, SG14 1JA
Registered Office: 6-7 Castle Gate, Castle Street, Hertford, SG14 1HD
gpfm financial planners is a trading name of Gerald Pepper Financial Management Ltd who are regulated and authorised by the Financial Conduct Authority under registration number 195615
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to deal with individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
