Blog Posts

Independent Review Calls for Inheritance Tax Revision

Inheritance Tax (or IHT) is the tax owed on the estate (the property, money and possessions) of a person who has died. You can find out more about who needs to pay this tax and how much it is here* but one of the most important facts about IHT is the seven-year rule.

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A Guide to Different Types of Credit Cards

Credit cards are a common financial product used by a large portion of the adult population. However, there are many different types out there, so we have put together a brief guide to help navigate the complex world of credit cards.  

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Government Boost to Retirement Savings

Written by Amy MacKinnon, BA (Hons), FPFS – Financial Planner  Most individuals will have a pension, however, a lot of people saving for retirement may not have considered the use of a Lifetime ISA (LISA) alongside their pension to increase their savings.

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How to Pay and Save for Living Expenses at University

Tuition fees in the UK famously and controversially rose in 2010 from a cap of £3,225 to one of £9,000. This sparked protests around the country but to no avail as a judicial review against the raised fees failed in 2012 and those starting university that September faced the new fee system.

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4 More Inspiring Hertfordshire Charities

At gpfm, we have always advocated supporting our community and our local charities. 

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University Fees and How to Repay Them

Written by Amy MacKinnon. In light of the recent landmark review* commissioned by the government regarding tuition fees, we have produced a short guide to how they currently work, as well as some assumptions on the amounts that could be paid back over a graduate’s employed future. 

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How a Lifetime ISA Can Help You Save for a House

Getting your foot onto the housing ladder can seem like a Herculean task, considering property prices, the economic climate and an impending and uncertain Brexit. However, there are some accounts that are specifically engineered to lend a helping hand; one such account is a Lifetime ISA (individual savings account).  

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A Checklist for Finding the Right Financial Adviser

Managing your money can be a huge responsibility and it is likely that there will be times in your life where you need guidance. Luckily, that is where financial planners and advisers come in.

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5 Fun Family Activities in Hertfordshire on the Spring Bank Holiday

Make the most of the long weekend with the whole family this May. We have rounded-up some fantastic events happening in and around Hertfordshire that both parents and children can enjoy together. Find our top suggestions below and have a wonderful Spring Bank Holiday!

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A Guide to Different Kinds of Savings Accounts

Most adults will have had a savings account in their lives. These days, any interest you accrue on your savings is now paid tax-free up to an individual’s personal savings allowance – however, rates are also hitting record lows. The type of savings account you use can affect this, so knowing more about the different […]

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