Valentine’s Day | Matching with a Financial Adviser

Valentine’s Day is coming up quickly and love is in the air – but you may be searching for your perfect match in lots of areas of your life. For example, finding your perfect financial adviser can take almost as much searching as finding a Valentine. With lots of questions to ask and a great deal riding on the decision, it can be difficult to know where to place your trust and hard-earned money. Here are a few tips on what to look for in your next financial adviser:

Choose the correct type

Whether you’re coming into the financial advice search completely blind or have a specific product plan in mind, it can be important to ensure that your chosen adviser has access to the plans you may be interested in. Independent financial advisers can be a positive choice for those who don’t know exactly what they’re looking for, as they have access to a full range of management products.

Pay attention to reviews

If you checked online before eating at a new restaurant, only to find disastrous reviews and low ratings, you likely wouldn’t choose to spend your money there. The same concept applies to financial advisers – if you can’t find positive testimonials from clients, there may be a valid reason to avoid putting your finances in their hands.

Build a personal connection

Trust is a huge foundation to any relationship – particularly one where someone is managing or advising about your finances. Though financial prowess and qualifications are the priority in finding a trusted adviser, it’s also important to find someone who treats you and your family with kindness and respect. After all, you may be entrusting this person with your retirement funds, investment portfolio or a variety of other hugely significant parts of your life.

Check qualifications

While it may seem obvious that a financial adviser would be licensed, it may be a good idea to check with the FCA online* to make sure that the advice you receive is coming from a registered, legitimate source. It’s better safe than sorry. Further, consider looking for an adviser that holds extra accolades such as Chartered Financial Planner status, which is only awarded to firms who uphold the highest quality service and qualifications.

Work within your budget

The last thing you want to do when finding a financial adviser is put yourself in a worse financial situation because of it. Great advice is priceless, but your bank account may not see it that way. If you are working under budget constraints, consider telling your adviser about that in your first consultation so that they can work out a rate and plan that works for you.

If you would like to speak with one of our financial planners, please don’t hesitate to get in touch over email at or call 01992500261.

This article is for information only and must not be considered as financial advice. We always recommend that you seek independent financial advice before making any financial decisions. Investments can go down as well as up and you may get back less than you invested. 

*Please be advised by clicking this link you are leaving the gpfm financial planners’ page

About gpfm  

gpfm are an independent financial planning company dedicated to the provision of personal, professional, and objective-driven advice for our clients. We have been awarded the Chartered Financial Planners title by the Chartered Insurance Institute for offering high quality, independent and informed advice that meets the needs of our clients.