Understanding Your Financial Personality
Do you consider yourself a kind person? Honest, extroverted, or perhaps more reserved? Chances are, you have a good idea of what personality type you are. However, many people have never considered their financial personality. Your financial personality is reflected in your relationship to money.
It’s almost a year since we saw the fastest decline in equity prices for decades and none of us need reminding why. A year ago, COVID-19 had truly taken its grip on the world, with countries imposing strict lockdowns that ground economies to a halt.
Investing in Your Family’s Future
When we talk about investing in your family’s future, we’re not just talking about ISAs and investment portfolios. Granted, these things are important. However, ensuring your family is financially buoyant in the long run is also about giving your children a sense of confidence in their finances.
Protecting Yourself Against Financial Scams
The old adage about thieves and opportunism certainly rings true through the coronavirus pandemic.
Looking After Your Financial Wellbeing in 2021
Financial wellbeing is having a feeling of control over your finances. It is about having confidence in the financial decisions you make and a sense of security in the face of difficult or unpredictable circumstances.
5 Things to Consider Before Becoming Self-Employed
The gig economy is on the rise*, meaning more and more people are choosing to become self-employed, whether for the flexibility or out of necessity as traditional job roles dwindle and morph.
Looking to the year ahead at gpfm
We enter the New Year with change in the air. With the UK’s vaccination scheme well underway and Biden’s presidency heralding a new era in American political and social life, we’re optimistic that 2021 will offer renewed stability.
The success of charities rides on a number of key factors. The goodwill of donors, hours of hard work contributed by volunteers and diligent management all play a huge role in ensuring a charity can effectively achieve its goals. However, as a donor, you want to know that your contributions are being put to good use. Similarly, as a trustee, you want to ensure that you are making the most of your charity’s funds.
Whether you’re getting a foot on the property ladder, or saving for retirement, ISAs or ‘Individual Savings Accounts’ can be a tax-efficient way of setting aside money for the future. As it stands in 2020, you are currently allowed to place up to £20,000 across different ISAs each tax year.
Helping Your Employees Work from Home This Winter
For many, working from home has been a welcome change, helping to redress the work/life balance and eliminating long commutes and rigid working hours. However, there are downsides. The shutting of offices may cause employees to feel disconnected while the lack of a definite cut-off point may cause work to bleed into leisure time.
Gerald Pepper Financial Management Limited Registered in England and Wales No. 4179541
2nd Floor, Hanscombe House, 52A St Andrew Street, Hertford, SG14 1JA
Registered Office: 6-7 Castle Gate, Castle Street, Hertford, SG14 1HD
gpfm financial planners is a trading name of Gerald Pepper Financial Management Ltd who are regulated and authorised by the Financial Conduct Authority under registration number 195615
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to deal with individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
