We’re still deep in the pandemic, this is a once in a lifetime public health emergency. In the investing world this is called a ‘Black Swan’, something you thought was impossible, until you see one.
Why a job title matters in the world of Financial Planning – by Scott Atkinson
When I look back to June 1995, when I started working as a Financial Adviser for a national independent financial advice firm, I now realise that what I did then and what I do now are completely different jobs.
5 Romantic Ideas for Valentine’s Day in Hertfordshire
Paris may be the City of Love, but you don’t have to leave Hertfordshire for a truly romantic 14th of February. We’ve come up with some brilliant options right here for anyone looking to spice up Valentine’s Day – after all, it’s not called Herts for nothing.
The Value of Cash Flow Modelling in Wealth Management
First things first, what actually is a cash flow model? Well, a cash flow model is a detailed picture of a clients’ assets, investments, debts, income and expenditure, which are projected forward, year by year, using assumed rates of growth, income, inflation, wage rises and interest rates.
4 Financial New Year’s Resolutions
It’s a brand-new year, and it’s traditional to make resolutions. After the Christmas break many of us find our bank balances suffering slightly due to shopping as well as eating and drinking. Financial resolutions can help to structure spending and help plan the year – or possibly even further ahead, effectively.
Hertfordshire has so many opportunities for festive fun this year, so we put together a list of some of our top picks. Enjoy!
10 Tips for Saving at Christmas
Christmas – the most wonderful time of the year! However, it can also be the most expensive time of the year, between eating out, buying presents and travelling to see family. We’ve put together ten little tips to help make the money go further this festive season.
How to Trace a Lost Workplace or Personal Pension
The most important part of planning for retirement is knowing how much money you will have available. Travel, healthcare, day to day living – these all depend on what you have saved and will have coming in from any pensions you may have.
What Does Being a Trustee Mean?
Perhaps you have been asked to be a trustee or maybe you are considering setting up a trust yourself – in either case, there are a few things you should know before deciding. We have put together a handy guide to cover the basics.
Gerald Pepper Financial Management Limited Registered in England and Wales No. 4179541
2nd Floor, Hanscombe House, 52A St Andrew Street, Hertford, SG14 1JA
Registered Office: 6-7 Castle Gate, Castle Street, Hertford, SG14 1HD
gpfm financial planners is a trading name of Gerald Pepper Financial Management Ltd who are regulated and authorised by the Financial Conduct Authority under registration number 195615
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to deal with individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
